1. Easy sign-up (really!): You can sign up before or after you arrive with your US or non-US address and phone number. This means you can get organized and sort out your US accounts before moving.

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2. No SSN or ITIN required: You can sign up online without a SSN or ITIN. If you're an international, many banks will make you visit a branch in-person.

 

3. No saving or spending minimums:  We have no minimum balance requirements, no minimum spending requirements and no monthly or annual fees.

 

4. Proof of funds letter: To help with US entry requirements or your visa application, download a proof of funds letter right from your account.

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5. Earn 1% cashback and build US credit history: When you open an Adro World Mastercard, you'll earn 1% cashback on every purchase and automatically build US credit history. This makes it easier to get approved for other banking products in future, when you need to borrow money.